ING payment card. With your bank card and secret
code you can pay purchases and withdraw money home and abroad
(sometimes a signature is required abroad).
Visa Classic/MasterCard Standard. With a credit
card you can spend 1,250 euro a month "on credit". You repay the
credit company the amount you have spent, when you receive your
next statement.
Visa Gold/MasterCard Gold. With a Gold card your
credit limit is 3,750 euro. You repay the credit company the amount
you have spent, when you receive your next statement.